BanksSAINTE MARIE STATE BANK

SAINTE MARIE STATE BANK

SAINTE MARIE, ILMicroEst. Jan. 1, 1900, midnightFDIC #12086RSSD #363442FDIC
Latest · 2025-12-31

SAINTE MARIE STATE BANK is an FDIC-insured commercial bank headquartered in SAINTE MARIE, IL, established in Jan. 1, 1900, midnight. As of 2025-12-31, the bank reported total assets of $19M and total deposits of $15M. Profitability stands at 3.74% ROA and 19.24% ROE, with a net interest margin of 3.93%. CET1 capital ratio: 19.30%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 2 domestic branches.

Assets
$19M
Deposits
$15M
Loans
$8M
Equity
$4M

Profitability

Return on Assets (ROA)3.74%
Return on Equity (ROE)19.24%
Net Interest Margin3.93%
Yield on Assets5.38%
Cost of Funds1.68%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.44%

Capital & Liquidity

CET1 Ratio19.30%
Tier 1 Capital19.30%
Total Capital Ratio20.26%
Leverage Ratio19.50%
Loan-to-Deposit53.22%

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