NANO BANC

IRVINE, CA | Medium | Est. Sept. 17, 2007, midnight | FDIC #58590 | RSSD #3635029 | FED
Latest Report: 2025-12-31

NANO BANC is amn medium FDIC-insured commercial bank headquartered in IRVINE, CA, established in Sept. 17, 2007, midnight. As of 2025-12-31, the bank reported total assets of $875M and total deposits of $733M. Profitability stands at -7.25% ROA and -109.23% ROE, with a net interest margin of 2.31%. The bank's CET1 capital ratio is 8.81%. Asset quality metrics show a non-performing loan ratio of 24.29% and a Texas Ratio of 203.17%. FDIC Certificate #58590.

Assets

$875M

Deposits

$733M

Loans

$541M

Equity

$51M

Profitability

Return on Assets (ROA) -7.25%
Return on Equity (ROE) -109.23%
Net Interest Margin (NIM) 2.31%
Yield on Assets 4.60%
Cost of Funds 2.36%

Asset Quality

NPL Ratio 24.29%
Net Charge-Off Ratio 5.37%
Texas Ratio 203.17%
NPA Ratio 15.04%
ACL / Loans 2.49%

Capital & Liquidity

CET1 Ratio 8.81%
Tier 1 Capital 8.81%
Total Capital Ratio 10.08%
Leverage Ratio 5.87%
Loan-to-Deposit 73.90%

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