BLACK HILLS COMMUNITY BANK, NATIONAL ASSOCIATION

RAPID CITY, SD | Small | Est. Nov. 27, 2007, midnight | FDIC #58723 | RSSD #3636428 | OCC
Latest Report: 2025-12-31

BLACK HILLS COMMUNITY BANK, NATIONAL ASSOCIATION is asn small FDIC-insured commercial bank headquartered in RAPID CITY, SD, established in Nov. 27, 2007, midnight. As of 2025-12-31, the bank reported total assets of $492M and total deposits of $437M. Profitability stands at 1.39% ROA and 14.94% ROE, with a net interest margin of 3.97%. The bank's CET1 capital ratio is 9.60%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #58723.

Assets

$492M

Deposits

$437M

Loans

$373M

Equity

$47M

Profitability

Return on Assets (ROA) 1.39%
Return on Equity (ROE) 14.94%
Net Interest Margin (NIM) 3.97%
Yield on Assets 6.33%
Cost of Funds 2.39%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.39%

Capital & Liquidity

CET1 Ratio 9.60%
Tier 1 Capital 9.60%
Total Capital Ratio 10.08%
Leverage Ratio 11.39%
Loan-to-Deposit 85.37%

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