SECURITY TRUST & SAVINGS BANK

STORM LAKE, IA | Small | Est. Jan. 1, 1908, midnight | FDIC #968 | RSSD #363648 | FED
Latest Report: 2025-12-31

SECURITY TRUST & SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in STORM LAKE, IA, established in Jan. 1, 1908, midnight. As of 2025-12-31, the bank reported total assets of $275M and total deposits of $248M. Profitability stands at 1.04% ROA and 11.27% ROE, with a net interest margin of 2.80%. The bank's CET1 capital ratio is 29.77%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.71% and a Texas Ratio of 2.12%. FDIC Certificate #968.

Assets

$275M

Deposits

$248M

Loans

$82M

Equity

$26M

Profitability

Return on Assets (ROA) 1.04%
Return on Equity (ROE) 11.27%
Net Interest Margin (NIM) 2.80%
Yield on Assets 4.80%
Cost of Funds 2.04%

Asset Quality

NPL Ratio 0.71%
Net Charge-Off Ratio 0.01%
Texas Ratio 2.12%
NPA Ratio 0.21%
ACL / Loans 1.69%

Capital & Liquidity

CET1 Ratio 29.77%
Tier 1 Capital 29.77%
Total Capital Ratio 31.02%
Leverage Ratio 9.84%
Loan-to-Deposit 33.14%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required