BLUEHARBOR BANK

MOORESVILLE, NC | Medium | Est. Jan. 8, 2008, midnight | FDIC #58691 | RSSD #3636914 | FDIC
Latest Report: 2025-12-31

BLUEHARBOR BANK is amn medium FDIC-insured commercial bank headquartered in MOORESVILLE, NC, established in Jan. 8, 2008, midnight. As of 2025-12-31, the bank reported total assets of $607M and total deposits of $534M. Profitability stands at 2.19% ROA and 20.17% ROE, with a net interest margin of 4.48%. The bank's CET1 capital ratio is 12.76%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #58691.

Assets

$607M

Deposits

$534M

Loans

$522M

Equity

$65M

Profitability

Return on Assets (ROA) 2.19%
Return on Equity (ROE) 20.17%
Net Interest Margin (NIM) 4.48%
Yield on Assets 6.25%
Cost of Funds 1.86%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.95%

Capital & Liquidity

CET1 Ratio 12.76%
Tier 1 Capital 12.76%
Total Capital Ratio 13.78%
Leverage Ratio 11.57%
Loan-to-Deposit 97.78%

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