FIRST FOUNDATION BANK

IRVINE, CA | Regional | Est. Oct. 1, 2007, midnight | FDIC #58647 | RSSD #3637685 | FDIC
Latest Report: 2025-12-31

FIRST FOUNDATION BANK is arn regional FDIC-insured commercial bank headquartered in IRVINE, CA, established in Oct. 1, 2007, midnight. As of 2025-12-31, the bank reported total assets of $11.9B and total deposits of $9.3B. Profitability stands at 0.03% ROA and 0.34% ROE, with a net interest margin of 1.57%. The bank's CET1 capital ratio is 13.97%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.54% and a Texas Ratio of 3.78%. FDIC Certificate #58647.

Assets

$11.9B

Deposits

$9.3B

Loans

$7.0B

Equity

$1.1B

Profitability

Return on Assets (ROA) 0.03%
Return on Equity (ROE) 0.34%
Net Interest Margin (NIM) 1.57%
Yield on Assets 4.71%
Cost of Funds 4.40%

Asset Quality

NPL Ratio 0.54%
Net Charge-Off Ratio 0.02%
Texas Ratio 3.78%
NPA Ratio 0.37%
ACL / Loans 1.34%

Capital & Liquidity

CET1 Ratio 13.97%
Tier 1 Capital 13.97%
Total Capital Ratio 15.22%
Leverage Ratio 8.94%
Loan-to-Deposit 75.05%

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