PEOPLES FIRST SAVINGS BANK

MASON, OH | Small | Est. Jan. 1, 1909, midnight | FDIC #30688 | RSSD #363778 | FDIC
Latest Report: 2025-12-31

PEOPLES FIRST SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in MASON, OH, established in Jan. 1, 1909, midnight. As of 2025-12-31, the bank reported total assets of $105M and total deposits of $86M. Profitability stands at 0.06% ROA and 0.65% ROE, with a net interest margin of 3.72%. The bank's CET1 capital ratio is 14.03%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.71% and a Texas Ratio of 6.07%. FDIC Certificate #30688.

Assets

$105M

Deposits

$86M

Loans

$90M

Equity

$10M

Profitability

Return on Assets (ROA) 0.06%
Return on Equity (ROE) 0.65%
Net Interest Margin (NIM) 3.72%
Yield on Assets 6.34%
Cost of Funds 2.91%

Asset Quality

NPL Ratio 0.71%
Net Charge-Off Ratio --
Texas Ratio 6.07%
NPA Ratio 0.61%
ACL / Loans 0.69%

Capital & Liquidity

CET1 Ratio 14.03%
Tier 1 Capital 14.03%
Total Capital Ratio 14.91%
Leverage Ratio 9.46%
Loan-to-Deposit 104.59%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required