BANKPACIFIC, LTD.

HAGATNA, GU | Small | Est. Jan. 1, 1953, midnight | FDIC #30692 | RSSD #364270 | FDIC
Latest Report: 2025-12-31

BANKPACIFIC, LTD. is asn small FDIC-insured commercial bank headquartered in HAGATNA, GU, established in Jan. 1, 1953, midnight. As of 2025-12-31, the bank reported total assets of $178M and total deposits of $154M. Profitability stands at 0.74% ROA and 6.03% ROE, with a net interest margin of 6.11%. The bank's CET1 capital ratio is 27.24%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.99% and a Texas Ratio of 11.92%. FDIC Certificate #30692.

Assets

$178M

Deposits

$154M

Loans

$90M

Equity

$22M

Profitability

Return on Assets (ROA) 0.74%
Return on Equity (ROE) 6.03%
Net Interest Margin (NIM) 6.11%
Yield on Assets 6.12%
Cost of Funds 0.01%

Asset Quality

NPL Ratio 2.99%
Net Charge-Off Ratio 0.21%
Texas Ratio 11.92%
NPA Ratio 1.51%
ACL / Loans 1.15%

Capital & Liquidity

CET1 Ratio 27.24%
Tier 1 Capital 27.24%
Total Capital Ratio 28.49%
Leverage Ratio 12.38%
Loan-to-Deposit 58.53%

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