BanksFIRST STATE BANK OF BIGFORK

FIRST STATE BANK OF BIGFORK

BIGFORK, MNSmallEst. Aug. 12, 1912, midnightFDIC #10991RSSD #364850FDIC
Latest · 2025-12-31

FIRST STATE BANK OF BIGFORK is an FDIC-insured commercial bank headquartered in BIGFORK, MN, established in Aug. 12, 1912, midnight. As of 2025-12-31, the bank reported total assets of $114M and total deposits of $98M. Profitability stands at 0.86% ROA and 7.65% ROE, with a net interest margin of 4.53%. CET1 capital ratio: 18.44%, well above regulatory minimums. NPL ratio: 6.14% · Texas Ratio: 37.05%. Operates 2 domestic branches.

Assets
$114M
Deposits
$98M
Loans
$82M
Equity
$13M

Profitability

Return on Assets (ROA)0.86%
Return on Equity (ROE)7.65%
Net Interest Margin4.53%
Yield on Assets6.71%
Cost of Funds2.28%

Asset Quality

NPL Ratio6.14%
Net Charge-Off Ratio0.27%
Texas Ratio37.05%
NPA Ratio4.52%
ACL / Loans1.25%

Capital & Liquidity

CET1 Ratio18.44%
Tier 1 Capital18.44%
Total Capital Ratio19.69%
Leverage Ratio11.41%
Loan-to-Deposit83.91%

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