BanksUNITED BANK

UNITED BANK

FAIRFAX, VARegionalEst. May 10, 1979, midnightFDIC #22858RSSD #365325FED
Latest · 2025-12-31

UNITED BANK is an FDIC-insured commercial bank headquartered in FAIRFAX, VA, established in May 10, 1979, midnight. As of 2025-12-31, the bank reported total assets of $33.5B and total deposits of $27.2B. Profitability stands at 1.62% ROA and 9.77% ROE, with a net interest margin of 3.81%. CET1 capital ratio: 13.75%, well above regulatory minimums. NPL ratio: 0.39% · Texas Ratio: 1.79%. Operates 235 domestic branches.

Assets
$33.5B
Deposits
$27.2B
Loans
$24.7B
Equity
$5.6B

Profitability

Return on Assets (ROA)1.62%
Return on Equity (ROE)9.77%
Net Interest Margin3.81%
Yield on Assets5.59%
Cost of Funds2.01%

Asset Quality

NPL Ratio0.39%
Net Charge-Off Ratio0.18%
Texas Ratio1.79%
NPA Ratio0.31%
ACL / Loans1.20%

Capital & Liquidity

CET1 Ratio13.75%
Tier 1 Capital13.75%
Total Capital Ratio14.95%
Leverage Ratio11.53%
Loan-to-Deposit90.79%

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