PARTNERS BANK OF CALIFORNIA

MISSION VIEJO, CA | Medium | Est. Nov. 16, 2007, midnight | FDIC #58588 | RSSD #3655933 | FDIC
Latest Report: 2025-12-31

PARTNERS BANK OF CALIFORNIA is amn medium FDIC-insured commercial bank headquartered in MISSION VIEJO, CA, established in Nov. 16, 2007, midnight. As of 2025-12-31, the bank reported total assets of $713M and total deposits of $617M. Profitability stands at 0.80% ROA and 9.45% ROE, with a net interest margin of 3.50%. The bank's CET1 capital ratio is 13.75%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #58588.

Assets

$713M

Deposits

$617M

Loans

$474M

Equity

$64M

Profitability

Return on Assets (ROA) 0.80%
Return on Equity (ROE) 9.45%
Net Interest Margin (NIM) 3.50%
Yield on Assets 5.57%
Cost of Funds 2.09%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 2.10%

Capital & Liquidity

CET1 Ratio 13.75%
Tier 1 Capital 13.75%
Total Capital Ratio 15.01%
Leverage Ratio 8.75%
Loan-to-Deposit 76.84%

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