WILLIAMSVILLE STATE BANK AND TRUST is amn micro FDIC-insured commercial bank headquartered in WILLIAMSVILLE, IL, established in Jan. 1, 1890, midnight. As of 2025-12-31, the bank reported total assets of $93M and total deposits of $81M. Profitability stands at 0.21% ROA and 1.91% ROE, with a net interest margin of 3.09%. The bank's CET1 capital ratio is 40.27%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 3.25% and a Texas Ratio of 7.73%. FDIC Certificate #12388.
Assets
$93M
Deposits
$81M
Loans
$26M
Equity
$11M
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