WILLIAMSVILLE STATE BANK AND TRUST is an FDIC-insured commercial bank headquartered in WILLIAMSVILLE, IL, established in Jan. 1, 1890, midnight. As of 2025-12-31, the bank reported total assets of $93M and total deposits of $81M. Profitability stands at 0.21% ROA and 1.91% ROE, with a net interest margin of 3.09%. CET1 capital ratio: 40.27%, well above regulatory minimums. NPL ratio: 3.25% · Texas Ratio: 7.73%. Operates 3 domestic branches.
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