FIRST NATIONAL BANK OF ANSON, THE

ANSON, TX | Micro | Est. Jan. 1, 1902, midnight | FDIC #3078 | RSSD #366359 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF ANSON, THE is amn micro FDIC-insured commercial bank headquartered in ANSON, TX, established in Jan. 1, 1902, midnight. As of 2025-12-31, the bank reported total assets of $96M and total deposits of $88M. Profitability stands at 2.06% ROA and 26.01% ROE, with a net interest margin of 5.63%. The bank's CET1 capital ratio is 16.04%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.25% and a Texas Ratio of 1.29%. FDIC Certificate #3078.

Assets

$96M

Deposits

$88M

Loans

$45M

Equity

$8M

Profitability

Return on Assets (ROA) 2.06%
Return on Equity (ROE) 26.01%
Net Interest Margin (NIM) 5.63%
Yield on Assets 6.80%
Cost of Funds 2.03%

Asset Quality

NPL Ratio 0.25%
Net Charge-Off Ratio 0.17%
Texas Ratio 1.29%
NPA Ratio 0.12%
ACL / Loans 2.05%

Capital & Liquidity

CET1 Ratio 16.04%
Tier 1 Capital 16.04%
Total Capital Ratio 17.30%
Leverage Ratio 8.09%
Loan-to-Deposit 51.63%

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