GATEWAY COMMERCIAL BANK

MESA, AZ | Small | Est. Dec. 3, 2007, midnight | FDIC #58678 | RSSD #3667132 | FDIC
Latest Report: 2025-12-31

GATEWAY COMMERCIAL BANK is asn small FDIC-insured commercial bank headquartered in MESA, AZ, established in Dec. 3, 2007, midnight. As of 2025-12-31, the bank reported total assets of $228M and total deposits of $192M. Profitability stands at 0.73% ROA and 6.66% ROE, with a net interest margin of 3.87%. The bank's CET1 capital ratio is 10.64%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.29% and a Texas Ratio of 7.35%. FDIC Certificate #58678.

Assets

$228M

Deposits

$192M

Loans

$149M

Equity

$24M

Profitability

Return on Assets (ROA) 0.73%
Return on Equity (ROE) 6.66%
Net Interest Margin (NIM) 3.87%
Yield on Assets 5.76%
Cost of Funds 2.05%

Asset Quality

NPL Ratio 1.29%
Net Charge-Off Ratio 0.08%
Texas Ratio 7.35%
NPA Ratio 0.85%
ACL / Loans 1.32%

Capital & Liquidity

CET1 Ratio 10.64%
Tier 1 Capital 10.64%
Total Capital Ratio 11.17%
Leverage Ratio 12.14%
Loan-to-Deposit 77.57%

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