COMMUNITY STATE BANK is an FDIC-insured commercial bank headquartered in SHELBINA, MO, established in Nov. 28, 1977, midnight. As of 2025-12-31, the bank reported total assets of $128M and total deposits of $105M. Profitability stands at 1.28% ROA and 10.95% ROE, with a net interest margin of 3.98%. CET1 capital ratio: 11.56%, well above regulatory minimums. NPL ratio: 0.75% · Texas Ratio: 4.82%. Operates 2 domestic branches.
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