AMERICAN PRIDE BANK

MACON, GA | Medium | Est. Dec. 12, 2007, midnight | FDIC #58584 | RSSD #3671997 | FDIC
Latest Report: 2025-12-31

AMERICAN PRIDE BANK is amn medium FDIC-insured commercial bank headquartered in MACON, GA, established in Dec. 12, 2007, midnight. As of 2025-12-31, the bank reported total assets of $773M and total deposits of $646M. Profitability stands at 0.96% ROA and 6.88% ROE, with a net interest margin of 3.92%. The bank's CET1 capital ratio is 13.36%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.02% and a Texas Ratio of 0.09%. FDIC Certificate #58584.

Assets

$773M

Deposits

$646M

Loans

$514M

Equity

$103M

Profitability

Return on Assets (ROA) 0.96%
Return on Equity (ROE) 6.88%
Net Interest Margin (NIM) 3.92%
Yield on Assets 7.15%
Cost of Funds 3.47%

Asset Quality

NPL Ratio 0.02%
Net Charge-Off Ratio --
Texas Ratio 0.09%
NPA Ratio 0.01%
ACL / Loans 1.36%

Capital & Liquidity

CET1 Ratio 13.36%
Tier 1 Capital 13.36%
Total Capital Ratio 14.03%
Leverage Ratio 14.23%
Loan-to-Deposit 79.63%

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