CITIZENS BANK OF THE SOUTH is asn small FDIC-insured commercial bank headquartered in SANDERSVILLE, GA, established in May 3, 1965, midnight. As of 2025-12-31, the bank reported total assets of $362M and total deposits of $309M. Profitability stands at 1.95% ROA and 15.29% ROE, with a net interest margin of 5.41%. The bank's CET1 capital ratio is 18.39%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.20% and a Texas Ratio of 1.11%. FDIC Certificate #19420.
Assets
$362M
Deposits
$309M
Loans
$283M
Equity
$47M
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