NORTHWEST BANK

BOISE, ID | Large | Est. March 31, 2008, midnight | FDIC #58752 | RSSD #3678857 | FDIC
Latest Report: 2025-12-31

NORTHWEST BANK is aln large FDIC-insured commercial bank headquartered in BOISE, ID, established in March 31, 2008, midnight. As of 2025-12-31, the bank reported total assets of $1.5B and total deposits of $1.1B. Profitability stands at 1.47% ROA and 9.55% ROE, with a net interest margin of 4.77%. The bank's CET1 capital ratio is 15.16%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 3.99% and a Texas Ratio of 14.66%. FDIC Certificate #58752.

Assets

$1.5B

Deposits

$1.1B

Loans

$879M

Equity

$224M

Profitability

Return on Assets (ROA) 1.47%
Return on Equity (ROE) 9.55%
Net Interest Margin (NIM) 4.77%
Yield on Assets 7.59%
Cost of Funds 4.61%

Asset Quality

NPL Ratio 3.99%
Net Charge-Off Ratio 0.42%
Texas Ratio 14.66%
NPA Ratio 2.38%
ACL / Loans 1.71%

Capital & Liquidity

CET1 Ratio 15.16%
Tier 1 Capital 15.16%
Total Capital Ratio 15.91%
Leverage Ratio 15.27%
Loan-to-Deposit 77.32%

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