FIRST COLONY BANK OF FLORIDA

MAITLAND, FL | Small | Est. Jan. 28, 2008, midnight | FDIC #58644 | RSSD #3688548 | FDIC
Latest Report: 2025-12-31

FIRST COLONY BANK OF FLORIDA is asn small FDIC-insured commercial bank headquartered in MAITLAND, FL, established in Jan. 28, 2008, midnight. As of 2025-12-31, the bank reported total assets of $287M and total deposits of $259M. Profitability stands at 2.04% ROA and 22.63% ROE, with a net interest margin of 4.09%. The bank's CET1 capital ratio is 13.50%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.18% and a Texas Ratio of 1.17%. FDIC Certificate #58644.

Assets

$287M

Deposits

$259M

Loans

$191M

Equity

$26M

Profitability

Return on Assets (ROA) 2.04%
Return on Equity (ROE) 22.63%
Net Interest Margin (NIM) 4.09%
Yield on Assets 5.79%
Cost of Funds 1.73%

Asset Quality

NPL Ratio 0.18%
Net Charge-Off Ratio --
Texas Ratio 1.17%
NPA Ratio 0.12%
ACL / Loans 1.69%

Capital & Liquidity

CET1 Ratio 13.50%
Tier 1 Capital 13.50%
Total Capital Ratio 14.76%
Leverage Ratio 9.93%
Loan-to-Deposit 73.72%

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