KAW VALLEY STATE BANK AND TRUST COMPANY, OF WAMEGO, KANSAS, THE

WAMEGO, KS | Small | Est. March 3, 1913, midnight | FDIC #17832 | RSSD #368951 | FED
Latest Report: 2025-12-31

KAW VALLEY STATE BANK AND TRUST COMPANY, OF WAMEGO, KANSAS, THE is asn small FDIC-insured commercial bank headquartered in WAMEGO, KS, established in March 3, 1913, midnight. As of 2025-12-31, the bank reported total assets of $306M and total deposits of $257M. Profitability stands at 2.31% ROA and 22.22% ROE, with a net interest margin of 3.89%. The bank's CET1 capital ratio is 10.56%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.04% and a Texas Ratio of 0.20%. FDIC Certificate #17832.

Assets

$306M

Deposits

$257M

Loans

$173M

Equity

$32M

Profitability

Return on Assets (ROA) 2.31%
Return on Equity (ROE) 22.22%
Net Interest Margin (NIM) 3.89%
Yield on Assets 6.09%
Cost of Funds 2.27%

Asset Quality

NPL Ratio 0.04%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.20%
NPA Ratio 0.02%
ACL / Loans 1.28%

Capital & Liquidity

CET1 Ratio 10.56%
Tier 1 Capital 10.56%
Total Capital Ratio 11.09%
Leverage Ratio 11.04%
Loan-to-Deposit 67.35%

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