MEGA BANK

SAN GABRIEL, CA | Medium | Est. Feb. 5, 2008, midnight | FDIC #58401 | RSSD #3690635 | FDIC
Latest Report: 2025-12-31

MEGA BANK is amn medium FDIC-insured commercial bank headquartered in SAN GABRIEL, CA, established in Feb. 5, 2008, midnight. As of 2025-12-31, the bank reported total assets of $510M and total deposits of $433M. Profitability stands at 1.34% ROA and 9.70% ROE, with a net interest margin of 3.84%. The bank's CET1 capital ratio is 15.92%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.64% and a Texas Ratio of 15.53%. FDIC Certificate #58401.

Assets

$510M

Deposits

$433M

Loans

$420M

Equity

$72M

Profitability

Return on Assets (ROA) 1.34%
Return on Equity (ROE) 9.70%
Net Interest Margin (NIM) 3.84%
Yield on Assets 7.20%
Cost of Funds 3.63%

Asset Quality

NPL Ratio 2.64%
Net Charge-Off Ratio 0.02%
Texas Ratio 15.53%
NPA Ratio 2.34%
ACL / Loans 1.24%

Capital & Liquidity

CET1 Ratio 15.92%
Tier 1 Capital 15.92%
Total Capital Ratio 17.17%
Leverage Ratio 13.85%
Loan-to-Deposit 96.91%

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