PRIME MERIDIAN BANK

TALLAHASSEE, FL | Medium | Est. Feb. 4, 2008, midnight | FDIC #58694 | RSSD #3690701 | FDIC
Latest Report: 2025-12-31

PRIME MERIDIAN BANK is amn medium FDIC-insured commercial bank headquartered in TALLAHASSEE, FL, established in Feb. 4, 2008, midnight. As of 2025-12-31, the bank reported total assets of $956M and total deposits of $854M. Profitability stands at -0.34% ROA and -3.47% ROE, with a net interest margin of 3.73%. The bank's CET1 capital ratio is 14.46%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.84% and a Texas Ratio of 6.32%. FDIC Certificate #58694.

Assets

$956M

Deposits

$854M

Loans

$719M

Equity

$95M

Profitability

Return on Assets (ROA) -0.34%
Return on Equity (ROE) -3.47%
Net Interest Margin (NIM) 3.73%
Yield on Assets 5.91%
Cost of Funds 2.24%

Asset Quality

NPL Ratio 0.84%
Net Charge-Off Ratio 0.18%
Texas Ratio 6.32%
NPA Ratio 0.67%
ACL / Loans 0.80%

Capital & Liquidity

CET1 Ratio 14.46%
Tier 1 Capital 14.46%
Total Capital Ratio 15.34%
Leverage Ratio 10.20%
Loan-to-Deposit 84.26%

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