FIRST STATE BANK

FIRST STATE BANK is amn medium FDIC-insured commercial bank headquartered in WRENS, GA, established in July 6, 1964, midnight. As of 2025-12-31, the bank reported total assets of $513M and total deposits of $452M. Profitability stands at 1.34% ROA and 15.86% ROE, with a net interest margin of 4.61%. The bank's CET1 capital ratio is 12.27%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.17% and a Texas Ratio of 1.95%. FDIC Certificate #19163.