COWBOY BANK OF TEXAS, THE

MAYPEARL, TX | Small | Est. Jan. 1, 1930, midnight | FDIC #12298 | RSSD #370954 | FDIC
Latest Report: 2025-12-31

COWBOY BANK OF TEXAS, THE is asn small FDIC-insured commercial bank headquartered in MAYPEARL, TX, established in Jan. 1, 1930, midnight. As of 2025-12-31, the bank reported total assets of $111M and total deposits of $90M. Profitability stands at 2.40% ROA and 14.37% ROE, with a net interest margin of 5.15%. The bank's CET1 capital ratio is 16.70%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.23% and a Texas Ratio of 5.98%. FDIC Certificate #12298.

Assets

$111M

Deposits

$90M

Loans

$67M

Equity

$19M

Profitability

Return on Assets (ROA) 2.40%
Return on Equity (ROE) 14.37%
Net Interest Margin (NIM) 5.15%
Yield on Assets 6.93%
Cost of Funds 2.68%

Asset Quality

NPL Ratio 0.23%
Net Charge-Off Ratio 0.24%
Texas Ratio 5.98%
NPA Ratio 1.03%
ACL / Loans 0.96%

Capital & Liquidity

CET1 Ratio 16.70%
Tier 1 Capital 16.70%
Total Capital Ratio 17.53%
Leverage Ratio 17.06%
Loan-to-Deposit 74.05%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required