COMMUNITY NATIONAL BANK OF OKARCHE

OKARCHE, OK | Small | RSSD #371559
Latest Report: 2025-12-31

COMMUNITY NATIONAL BANK OF OKARCHE is asn small FDIC-insured commercial bank headquartered in OKARCHE, OK. As of 2025-12-31, the bank reported total assets of $121M and total deposits of $100M. Profitability stands at -1.07% ROA and -6.35% ROE, with a net interest margin of 2.72%. The bank's CET1 capital ratio is 17.19%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%.

Assets

$121M

Deposits

$100M

Loans

$43M

Equity

$21M

Profitability

Return on Assets (ROA) -1.07%
Return on Equity (ROE) -6.35%
Net Interest Margin (NIM) 2.72%
Yield on Assets 4.60%
Cost of Funds 2.09%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.66%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.31%

Capital & Liquidity

CET1 Ratio 17.19%
Tier 1 Capital 17.19%
Total Capital Ratio 18.05%
Leverage Ratio 17.28%
Loan-to-Deposit 43.27%

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