BanksBANK OF YATES CITY

BANK OF YATES CITY

YATES CITY, ILMicroEst. Jan. 1, 1871, midnightFDIC #11715RSSD #371849FDIC
Latest · 2025-12-31

BANK OF YATES CITY is an FDIC-insured commercial bank headquartered in YATES CITY, IL, established in Jan. 1, 1871, midnight. As of 2025-12-31, the bank reported total assets of $89M and total deposits of $80M. Profitability stands at 0.58% ROA and 6.58% ROE, with a net interest margin of 4.05%. CET1 capital ratio: 8.90%. NPL ratio: 3.13% · Texas Ratio: 22.51%. Operates 2 domestic branches.

Assets
$89M
Deposits
$80M
Loans
$62M
Equity
$8M

Profitability

Return on Assets (ROA)0.58%
Return on Equity (ROE)6.58%
Net Interest Margin4.05%
Yield on Assets5.47%
Cost of Funds1.45%

Asset Quality

NPL Ratio3.13%
Net Charge-Off Ratio0.51%
Texas Ratio22.51%
NPA Ratio2.23%
ACL / Loans1.46%

Capital & Liquidity

CET1 Ratio8.90%
Tier 1 Capital8.90%
Total Capital Ratio9.35%
Leverage Ratio9.26%
Loan-to-Deposit77.41%

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