GENUBANK

LAS VEGAS, NV | Small | Est. June 2, 2008, midnight | FDIC #58806 | RSSD #3720336 | FDIC
Latest Report: 2025-12-31

GENUBANK is asn small FDIC-insured commercial bank headquartered in LAS VEGAS, NV, established in June 2, 2008, midnight. As of 2025-12-31, the bank reported total assets of $221M and total deposits of $172M. Profitability stands at 1.38% ROA and 7.23% ROE, with a net interest margin of 4.14%. The bank's CET1 capital ratio is 14.71%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #58806.

Assets

$221M

Deposits

$172M

Loans

$165M

Equity

$44M

Profitability

Return on Assets (ROA) 1.38%
Return on Equity (ROE) 7.23%
Net Interest Margin (NIM) 4.14%
Yield on Assets 5.86%
Cost of Funds 2.02%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.79%

Capital & Liquidity

CET1 Ratio 14.71%
Tier 1 Capital 14.71%
Total Capital Ratio 15.44%
Leverage Ratio 16.68%
Loan-to-Deposit 95.62%

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