OAKWORTH CAPITAL BANK is aln large FDIC-insured commercial bank headquartered in BIRMINGHAM, AL, established in March 31, 2008, midnight. As of 2025-12-31, the bank reported total assets of $2.0B and total deposits of $1.8B. Profitability stands at 1.18% ROA and 13.02% ROE, with a net interest margin of 3.97%. The bank's CET1 capital ratio is 10.74%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.03% and a Texas Ratio of 1.94%. FDIC Certificate #58783.
Assets
$2.0B
Deposits
$1.8B
Loans
$1.6B
Equity
$183M
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