SPRING BANK

BROOKFIELD, WI | Small | Est. Aug. 28, 2008, midnight | FDIC #58780 | RSSD #3721605 | FDIC
Latest Report: 2025-12-31

SPRING BANK is asn small FDIC-insured commercial bank headquartered in BROOKFIELD, WI, established in Aug. 28, 2008, midnight. As of 2025-12-31, the bank reported total assets of $434M and total deposits of $321M. Profitability stands at 1.43% ROA and 12.94% ROE, with a net interest margin of 3.84%. The bank's CET1 capital ratio is 11.24%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 3.00% and a Texas Ratio of 20.74%. FDIC Certificate #58780.

Assets

$434M

Deposits

$321M

Loans

$372M

Equity

$49M

Profitability

Return on Assets (ROA) 1.43%
Return on Equity (ROE) 12.94%
Net Interest Margin (NIM) 3.84%
Yield on Assets 6.86%
Cost of Funds 3.15%

Asset Quality

NPL Ratio 3.00%
Net Charge-Off Ratio --
Texas Ratio 20.74%
NPA Ratio 2.57%
ACL / Loans 1.36%

Capital & Liquidity

CET1 Ratio 11.24%
Tier 1 Capital 11.24%
Total Capital Ratio 11.80%
Leverage Ratio 11.73%
Loan-to-Deposit 115.83%

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