LITCHFIELD NATIONAL BANK, THE

LITCHFIELD, IL | Small | Est. May 1, 1907, midnight | FDIC #3808 | RSSD #372444 | OCC
Latest Report: 2025-12-31

LITCHFIELD NATIONAL BANK, THE is asn small FDIC-insured commercial bank headquartered in LITCHFIELD, IL, established in May 1, 1907, midnight. As of 2025-12-31, the bank reported total assets of $140M and total deposits of $122M. Profitability stands at 0.45% ROA and 5.94% ROE, with a net interest margin of 3.11%. The bank's CET1 capital ratio is 15.64%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.65% and a Texas Ratio of 4.99%. FDIC Certificate #3808.

Assets

$140M

Deposits

$122M

Loans

$84M

Equity

$11M

Profitability

Return on Assets (ROA) 0.45%
Return on Equity (ROE) 5.94%
Net Interest Margin (NIM) 3.11%
Yield on Assets 4.86%
Cost of Funds 1.75%

Asset Quality

NPL Ratio 0.65%
Net Charge-Off Ratio 0.02%
Texas Ratio 4.99%
NPA Ratio 0.41%
ACL / Loans 0.98%

Capital & Liquidity

CET1 Ratio 15.64%
Tier 1 Capital 15.64%
Total Capital Ratio 16.72%
Leverage Ratio 8.75%
Loan-to-Deposit 68.94%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required