EVANGELINE BANK AND TRUST COMPANY, THE

VILLE PLATTE, LA | Large | Est. Jan. 1, 1933, midnight | FDIC #12611 | RSSD #372538 | FDIC
Latest Report: 2025-12-31

EVANGELINE BANK AND TRUST COMPANY, THE is aln large FDIC-insured commercial bank headquartered in VILLE PLATTE, LA, established in Jan. 1, 1933, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $900M. Profitability stands at 1.74% ROA and 12.91% ROE, with a net interest margin of 4.51%. The bank's CET1 capital ratio is 13.39%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.23% and a Texas Ratio of 7.18%. FDIC Certificate #12611.

Assets

$1.1B

Deposits

$900M

Loans

$907M

Equity

$150M

Profitability

Return on Assets (ROA) 1.74%
Return on Equity (ROE) 12.91%
Net Interest Margin (NIM) 4.51%
Yield on Assets 6.86%
Cost of Funds 2.53%

Asset Quality

NPL Ratio 1.23%
Net Charge-Off Ratio 0.27%
Texas Ratio 7.18%
NPA Ratio 1.04%
ACL / Loans 1.42%

Capital & Liquidity

CET1 Ratio 13.39%
Tier 1 Capital 13.39%
Total Capital Ratio 14.06%
Leverage Ratio 13.42%
Loan-to-Deposit 100.80%

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