FARMERS AND MERCHANTS BANK is asn small FDIC-insured commercial bank headquartered in LAOTTO, IN, established in Oct. 29, 1914, midnight. As of 2025-12-31, the bank reported total assets of $305M and total deposits of $280M. Profitability stands at 1.38% ROA and 18.39% ROE, with a net interest margin of 3.32%. The bank's CET1 capital ratio is 11.30%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #13801.
Assets
$305M
Deposits
$280M
Loans
$187M
Equity
$23M
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