FREEDOM BANK

MAYWOOD, NJ | Medium | Est. April 17, 2008, midnight | FDIC #58712 | RSSD #3729124 | FDIC
Latest Report: 2025-12-31

FREEDOM BANK is amn medium FDIC-insured commercial bank headquartered in MAYWOOD, NJ, established in April 17, 2008, midnight. As of 2025-12-31, the bank reported total assets of $812M and total deposits of $707M. Profitability stands at 0.65% ROA and 6.74% ROE, with a net interest margin of 3.33%. The bank's CET1 capital ratio is 11.90%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.27% and a Texas Ratio of 2.30%. FDIC Certificate #58712.

Assets

$812M

Deposits

$707M

Loans

$721M

Equity

$80M

Profitability

Return on Assets (ROA) 0.65%
Return on Equity (ROE) 6.74%
Net Interest Margin (NIM) 3.33%
Yield on Assets 6.75%
Cost of Funds 3.52%

Asset Quality

NPL Ratio 0.27%
Net Charge-Off Ratio --
Texas Ratio 2.30%
NPA Ratio 0.24%
ACL / Loans 0.62%

Capital & Liquidity

CET1 Ratio 11.90%
Tier 1 Capital 11.90%
Total Capital Ratio 12.59%
Leverage Ratio 9.57%
Loan-to-Deposit 101.94%

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