BanksBANK OF ONTARIO

BANK OF ONTARIO

ONTARIO, WIMicroEst. Sept. 23, 1911, midnightFDIC #21085RSSD #37341FDIC
Latest · 2025-12-31

BANK OF ONTARIO is an FDIC-insured commercial bank headquartered in ONTARIO, WI, established in Sept. 23, 1911, midnight. As of 2025-12-31, the bank reported total assets of $82M and total deposits of $68M. Profitability stands at 2.30% ROA and 17.38% ROE, with a net interest margin of 5.23%. CET1 capital ratio: 13.31%, well above regulatory minimums. NPL ratio: 8.61% · Texas Ratio: 47.97%. Operates 3 domestic branches.

Assets
$82M
Deposits
$68M
Loans
$66M
Equity
$11M

Profitability

Return on Assets (ROA)2.30%
Return on Equity (ROE)17.38%
Net Interest Margin5.23%
Yield on Assets7.28%
Cost of Funds2.20%

Asset Quality

NPL Ratio8.61%
Net Charge-Off Ratio0.82%
Texas Ratio47.97%
NPA Ratio7.02%
ACL / Loans1.62%

Capital & Liquidity

CET1 Ratio13.31%
Tier 1 Capital13.31%
Total Capital Ratio13.98%
Leverage Ratio13.83%
Loan-to-Deposit97.57%

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