FIRST BANK AND TRUST OF MEMPHIS

FIRST BANK AND TRUST OF MEMPHIS is asn small FDIC-insured commercial bank headquartered in MEMPHIS, TX, established in March 1, 1898, midnight. As of 2025-12-31, the bank reported total assets of $134M and total deposits of $109M. Profitability stands at 2.28% ROA and 12.73% ROE, with a net interest margin of 4.55%. The bank's CET1 capital ratio is 32.24%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #3335.