UNION COUNTY SAVINGS BANK

ELIZABETH, NJ | Large | Est. Oct. 1, 1883, midnight | FDIC #12013 | RSSD #373601 | FDIC
Latest Report: 2025-12-31

UNION COUNTY SAVINGS BANK is aln large FDIC-insured commercial bank headquartered in ELIZABETH, NJ, established in Oct. 1, 1883, midnight. As of 2025-12-31, the bank reported total assets of $1.5B and total deposits of $1.4B. Profitability stands at -1.34% ROA and 246.07% ROE, with a net interest margin of -0.43%. The bank's CET1 capital ratio is 23.37%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.55%. FDIC Certificate #12013.

Assets

$1.5B

Deposits

$1.4B

Loans

$281M

Equity

$-7M

Profitability

Return on Assets (ROA) -1.34%
Return on Equity (ROE) 246.07%
Net Interest Margin (NIM) -0.43%
Yield on Assets 3.41%
Cost of Funds 4.05%

Asset Quality

NPL Ratio 0.55%
Net Charge-Off Ratio --
Texas Ratio --
NPA Ratio 0.10%
ACL / Loans 0.66%

Capital & Liquidity

CET1 Ratio 23.37%
Tier 1 Capital 23.37%
Total Capital Ratio 23.69%
Leverage Ratio 8.32%
Loan-to-Deposit 20.70%

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