UNITED BANK is aln large FDIC-insured commercial bank headquartered in ZEBULON, GA, established in Jan. 31, 1905, midnight. As of 2025-12-31, the bank reported total assets of $2.3B and total deposits of $2.1B. Profitability stands at 2.62% ROA and 23.13% ROE, with a net interest margin of 5.21%. The bank's CET1 capital ratio is 22.90%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.26% and a Texas Ratio of 0.97%. FDIC Certificate #172.
Assets
$2.3B
Deposits
$2.1B
Loans
$931M
Equity
$238M
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