PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION

MOUNT VERNON, IL | Large | Est. March 1, 1909, midnight | FDIC #3809 | RSSD #375043 | OCC
Latest Report: 2025-12-31

PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in MOUNT VERNON, IL, established in March 1, 1909, midnight. As of 2025-12-31, the bank reported total assets of $2.0B and total deposits of $1.8B. Profitability stands at 1.78% ROA and 20.51% ROE, with a net interest margin of 4.43%. The bank's CET1 capital ratio is 9.75%. Asset quality metrics show a non-performing loan ratio of 0.68% and a Texas Ratio of 7.24%. FDIC Certificate #3809.

Assets

$2.0B

Deposits

$1.8B

Loans

$1.8B

Equity

$176M

Profitability

Return on Assets (ROA) 1.78%
Return on Equity (ROE) 20.51%
Net Interest Margin (NIM) 4.43%
Yield on Assets 6.70%
Cost of Funds 2.92%

Asset Quality

NPL Ratio 0.68%
Net Charge-Off Ratio 0.09%
Texas Ratio 7.24%
NPA Ratio 0.72%
ACL / Loans 1.20%

Capital & Liquidity

CET1 Ratio 9.75%
Tier 1 Capital 9.75%
Total Capital Ratio 10.89%
Leverage Ratio 9.17%
Loan-to-Deposit 102.37%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required