NORTH SIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF CHICAGO

CHICAGO, IL | Micro | Est. Jan. 1, 1934, midnight | FDIC #29449 | RSSD #375379 | OCC
Latest Report: 2025-12-31

NORTH SIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF CHICAGO is amn micro FDIC-insured commercial bank headquartered in CHICAGO, IL, established in Jan. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $43M and total deposits of $35M. Profitability stands at -0.17% ROA and -2.01% ROE, with a net interest margin of 3.68%. The bank's CET1 capital ratio is 18.14%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.60% and a Texas Ratio of 13.26%. FDIC Certificate #29449.

Assets

$43M

Deposits

$35M

Loans

$32M

Equity

$4M

Profitability

Return on Assets (ROA) -0.17%
Return on Equity (ROE) -2.01%
Net Interest Margin (NIM) 3.68%
Yield on Assets 4.83%
Cost of Funds 1.45%

Asset Quality

NPL Ratio 1.60%
Net Charge-Off Ratio --
Texas Ratio 13.26%
NPA Ratio 1.20%
ACL / Loans 0.89%

Capital & Liquidity

CET1 Ratio 18.14%
Tier 1 Capital 18.14%
Total Capital Ratio 19.39%
Leverage Ratio 9.02%
Loan-to-Deposit 92.95%

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