BanksNORTH SIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF CHICAGO

NORTH SIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF CHICAGO

CHICAGO, ILMicroEst. Jan. 1, 1934, midnightFDIC #29449RSSD #375379OCC
Latest · 2025-12-31

NORTH SIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF CHICAGO is an FDIC-insured commercial bank headquartered in CHICAGO, IL, established in Jan. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $43M and total deposits of $35M. Profitability stands at -0.17% ROA and -2.01% ROE, with a net interest margin of 3.68%. CET1 capital ratio: 18.14%, well above regulatory minimums. NPL ratio: 1.60% · Texas Ratio: 13.26%. Operates 1 domestic branch.

Assets
$43M
Deposits
$35M
Loans
$32M
Equity
$4M

Profitability

Return on Assets (ROA)-0.17%
Return on Equity (ROE)-2.01%
Net Interest Margin3.68%
Yield on Assets4.83%
Cost of Funds1.16%

Asset Quality

NPL Ratio1.60%
Net Charge-Off Ratio0.00%
Texas Ratio13.26%
NPA Ratio1.20%
ACL / Loans0.89%

Capital & Liquidity

CET1 Ratio18.14%
Tier 1 Capital18.14%
Total Capital Ratio19.39%
Leverage Ratio9.02%
Loan-to-Deposit92.95%

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