FIRST NATIONAL BANK

FIRST NATIONAL BANK is aln large FDIC-insured commercial bank headquartered in WICHITA FALLS, TX. As of 2025-12-31, the bank reported total assets of $1.2B and total deposits of $1.0B. Profitability stands at 0.85% ROA and 8.41% ROE, with a net interest margin of 3.31%. The bank's CET1 capital ratio is 13.64%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.15% and a Texas Ratio of 1.24%.