MENARD BANK

MENARD, TX | Micro | Est. Jan. 1, 1919, midnight | FDIC #3336 | RSSD #375650 | FED
Latest Report: 2025-12-31

MENARD BANK is amn micro FDIC-insured commercial bank headquartered in MENARD, TX, established in Jan. 1, 1919, midnight. As of 2025-12-31, the bank reported total assets of $87M and total deposits of $79M. Profitability stands at 2.38% ROA and 27.97% ROE, with a net interest margin of 2.93%. The bank's CET1 capital ratio is 8.70%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #3336.

Assets

$87M

Deposits

$79M

Loans

$12M

Equity

$8M

Profitability

Return on Assets (ROA) 2.38%
Return on Equity (ROE) 27.97%
Net Interest Margin (NIM) 2.93%
Yield on Assets 3.70%
Cost of Funds 1.05%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.79%

Capital & Liquidity

CET1 Ratio 8.70%
Tier 1 Capital 8.70%
Total Capital Ratio 9.14%
Leverage Ratio 11.93%
Loan-to-Deposit 15.74%

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