GERMAN AMERICAN BANK

JASPER, IN | Large | Est. Nov. 10, 1910, midnight | FDIC #17393 | RSSD #37640 | FDIC
Latest Report: 2025-12-31

GERMAN AMERICAN BANK is aln large FDIC-insured commercial bank headquartered in JASPER, IN, established in Nov. 10, 1910, midnight. As of 2025-12-31, the bank reported total assets of $8.4B and total deposits of $7.0B. Profitability stands at 1.78% ROA and 13.39% ROE, with a net interest margin of 4.16%. The bank's CET1 capital ratio is 12.91%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.50% and a Texas Ratio of 2.45%. FDIC Certificate #17393.

Assets

$8.4B

Deposits

$7.0B

Loans

$5.9B

Equity

$1.1B

Profitability

Return on Assets (ROA) 1.78%
Return on Equity (ROE) 13.39%
Net Interest Margin (NIM) 4.16%
Yield on Assets 5.67%
Cost of Funds 2.15%

Asset Quality

NPL Ratio 0.50%
Net Charge-Off Ratio 0.05%
Texas Ratio 2.45%
NPA Ratio 0.35%
ACL / Loans 1.32%

Capital & Liquidity

CET1 Ratio 12.91%
Tier 1 Capital 12.91%
Total Capital Ratio 13.80%
Leverage Ratio 10.61%
Loan-to-Deposit 83.47%

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