BanksGERMAN AMERICAN BANK

GERMAN AMERICAN BANK

JASPER, INLargeEst. Nov. 10, 1910, midnightFDIC #17393RSSD #37640FDIC
Latest · 2025-12-31

GERMAN AMERICAN BANK is an FDIC-insured commercial bank headquartered in JASPER, IN, established in Nov. 10, 1910, midnight. As of 2025-12-31, the bank reported total assets of $8.4B and total deposits of $7.0B. Profitability stands at 1.78% ROA and 13.39% ROE, with a net interest margin of 4.16%. CET1 capital ratio: 12.91%, well above regulatory minimums. NPL ratio: 0.50% · Texas Ratio: 2.45%. Operates 96 domestic branches.

Assets
$8.4B
Deposits
$7.0B
Loans
$5.9B
Equity
$1.1B

Profitability

Return on Assets (ROA)1.78%
Return on Equity (ROE)13.39%
Net Interest Margin4.16%
Yield on Assets5.67%
Cost of Funds1.63%

Asset Quality

NPL Ratio0.50%
Net Charge-Off Ratio0.05%
Texas Ratio2.45%
NPA Ratio0.35%
ACL / Loans1.32%

Capital & Liquidity

CET1 Ratio12.91%
Tier 1 Capital12.91%
Total Capital Ratio13.80%
Leverage Ratio10.61%
Loan-to-Deposit83.47%

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