FIRST BANK is amn medium FDIC-insured commercial bank headquartered in WAVERLY, IA, established in Jan. 1, 1864, midnight. As of 2025-12-31, the bank reported total assets of $730M and total deposits of $599M. Profitability stands at 1.29% ROA and 10.47% ROE, with a net interest margin of 3.81%. The bank's CET1 capital ratio is 17.04%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.15% and a Texas Ratio of 1.17%. FDIC Certificate #4519.
Assets
$730M
Deposits
$599M
Loans
$541M
Equity
$91M
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