FARMERS STATE BANK, ALLEN, OKLAHOMA

ALLEN, OK | Micro | Est. Sept. 8, 1922, midnight | FDIC #12758 | RSSD #37659 | FDIC
Latest Report: 2025-12-31

FARMERS STATE BANK, ALLEN, OKLAHOMA is amn micro FDIC-insured commercial bank headquartered in ALLEN, OK, established in Sept. 8, 1922, midnight. As of 2025-12-31, the bank reported total assets of $54M and total deposits of $46M. Profitability stands at 2.22% ROA and 16.58% ROE, with a net interest margin of 5.40%. The bank's CET1 capital ratio is 13.56%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.59% and a Texas Ratio of 3.02%. FDIC Certificate #12758.

Assets

$54M

Deposits

$46M

Loans

$41M

Equity

$7M

Profitability

Return on Assets (ROA) 2.22%
Return on Equity (ROE) 16.58%
Net Interest Margin (NIM) 5.40%
Yield on Assets 6.42%
Cost of Funds 1.58%

Asset Quality

NPL Ratio 0.59%
Net Charge-Off Ratio 0.37%
Texas Ratio 3.02%
NPA Ratio 0.44%
ACL / Loans 1.42%

Capital & Liquidity

CET1 Ratio 13.56%
Tier 1 Capital 13.56%
Total Capital Ratio 14.24%
Leverage Ratio 13.24%
Loan-to-Deposit 88.64%

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