FIRST SECURITY BANK AND TRUST COMPANY

OKLAHOMA CITY, OK | Small | Est. April 6, 1951, midnight | FDIC #17001 | RSSD #377850 | FDIC
Latest Report: 2025-12-31

FIRST SECURITY BANK AND TRUST COMPANY is asn small FDIC-insured commercial bank headquartered in OKLAHOMA CITY, OK, established in April 6, 1951, midnight. As of 2025-12-31, the bank reported total assets of $255M and total deposits of $209M. Profitability stands at 0.79% ROA and 8.43% ROE, with a net interest margin of 4.38%. The bank's CET1 capital ratio is 9.27%. Asset quality metrics show a non-performing loan ratio of 6.50% and a Texas Ratio of 52.03%. FDIC Certificate #17001.

Assets

$255M

Deposits

$209M

Loans

$217M

Equity

$24M

Profitability

Return on Assets (ROA) 0.79%
Return on Equity (ROE) 8.43%
Net Interest Margin (NIM) 4.38%
Yield on Assets 8.14%
Cost of Funds 3.83%

Asset Quality

NPL Ratio 6.50%
Net Charge-Off Ratio 0.22%
Texas Ratio 52.03%
NPA Ratio 5.52%
ACL / Loans 1.57%

Capital & Liquidity

CET1 Ratio 9.27%
Tier 1 Capital 9.27%
Total Capital Ratio 9.73%
Leverage Ratio 9.45%
Loan-to-Deposit 103.55%

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