COMMUNITY STATE BANK

BRADLEY, AR | Micro | Est. Jan. 1, 1933, midnight | FDIC #5619 | RSSD #378044 | FDIC
Latest Report: 2025-12-31

COMMUNITY STATE BANK is amn micro FDIC-insured commercial bank headquartered in BRADLEY, AR, established in Jan. 1, 1933, midnight. As of 2025-12-31, the bank reported total assets of $81M and total deposits of $72M. Profitability stands at 1.04% ROA and 9.32% ROE, with a net interest margin of 4.85%. The bank's CET1 capital ratio is 10.26%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #5619.

Assets

$81M

Deposits

$72M

Loans

$72M

Equity

$9M

Profitability

Return on Assets (ROA) 1.04%
Return on Equity (ROE) 9.32%
Net Interest Margin (NIM) 4.85%
Yield on Assets 8.16%
Cost of Funds 3.99%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.82%

Capital & Liquidity

CET1 Ratio 10.26%
Tier 1 Capital 10.26%
Total Capital Ratio 10.77%
Leverage Ratio 10.47%
Loan-to-Deposit 100.87%

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