PEOPLES BANK, THE is an FDIC-insured commercial bank headquartered in GAMBIER, OH, established in June 1, 1920, midnight. As of 2025-12-31, the bank reported total assets of $58M and total deposits of $52M. Profitability stands at 0.62% ROA and 6.28% ROE, with a net interest margin of 4.21%. CET1 capital ratio: 24.37%, well above regulatory minimums. NPL ratio: 0.49% · Texas Ratio: 2.54%. Operates 2 domestic branches.
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